Module Description

Why you need this Lending/Credit Operation in Banks

Lending/Credit Operation in Banks is one of the core business of the banking companies around the around. The banks generate profit from their lending or credit operation in banks. It includes from borrower selection to loan/investment realization settlement. Particularly, credit or investment includes – basic concepts of credit; credit -origination, appraisal and assessment; financing feasibility analysis – preparation and analysis of financial statement; financial projection and preparation of projected financial statement; project rating by ICRRS; documentation, security and creating charge documents and sanction of credit;  legal opinion and valuation; review, monitoring and recovery of credit; lease, hire purchase, syndicate and venture financing; power of attorney and affidavit; mortgage, hypothecation, pledge and assignment; credit risk management and credit administration; and laws related to credit operation of bank.

This course includes total –

·         12 (twelve) modules

·         62 discussion topics

·         62 video lecturers

·         62 quizzes

This module is designed for whom

For Bankers: As a banker either you deployed in general banking or lending/investment or AD branch you must have knowledge regarding lending/investment operation in banks.

For Clients/Who wants to open bank account: As a client of a bank, you must have minimum knowledge about the dealing of banking activities particularly when you want to get any kinds of loans.

For Students: As a student seeking to enter in the banking industry, you must have also minimum knowledge about the lending or credit operation in the banking industry – that will give you additional proficiency command in bank’s credit operations.