General Banking: Level-02 (Contents)
Module -D: Negotiable Instrument: Promissory notes, Bill of Exchange and Cheque
36) Negotiability, Negotiation and its Features
37) Promissory Notes and Bill of Exchange in Banking Operation
38) Fundamentals of Bill of Exchange and Promissory Notes
D.1: Cheque
39) What is Cheque and Its Features
40) Fundamentals and Different Parties to a Cheque
41) Undated, Post-Dated, Anti-dated and Stale Cheque
42) Dishonor of Cheque – When
43) Types of Cheques Used in Banking Business – MICR and Non-MICR Cheque
44) Specific and Further Scrutiny before Payment of Cheque
45) Material Alteration of Cheque and Its Effect
46) When the Bank Must Refuse Payment of the Cheque or Draft
47) Holder, Holder in Due Course and Payment in Due Course
48) Loss/Destruction/Cancellation of a Cheque Book/Cheque Leaf
D.2 Crossing of Cheque
49) Types of Crossing of a Cheque – General and Special
50) Payment of an A/C Payee Cheque
D.3: Endorsement of Cheque
51) Definition of Endorsement and Who can endorse a Cheque?
52) Types of Endorsements
53) Elements of Valid Endorsements
54) Specimen of Banker’s Endorsements
Module -E: Clearing & Collection of Instruments
55) Clearing – types and its placement
56) BACH, BACPS, BEFTN
57) EFT Transaction Flow, Credit and Debit Application and Calculation of 9-digit Routing Number
58) RTGS and NPSB
59) Responsibilities and Due Diligence of Presenting Bank, Paying Bank as Regards Settlement
Module-F: Collecting Banker and Paying Banker
F.1: Collecting Banker
60) Collecting Banker and Statutory Protection
61) Protection to Banker Crediting Cheque Crossed Account Payee
62) Negligence Factor
F.2: Paying Banker
63) Definition of Paying Banker
64) Responsibilities of Paying Banker
65) Statutory Protection of Paying Banker
66) Payment of Crossed Cheque Out of Due Course
67) Consequence of a Wrongful Dishonor by the Drawee or Paying Banker
68) Discharging the Duties of a Paying Banker
Module -G: Cash & Vault Management
G.1: Cash Management
69) Cash Management and Its Functions
70) Measuring Safe Keeping of Cash and Cash Limit in Banks
71) Different Types of Notes
72) Detection of Fake Notes
73) Exchange of Burnt or Soil or Defective Notes
74) Disposal of Claim Concerning Half Notes and Mutilated Notes
G.2: Vault Management
75) Vault Security and Its Operation
Module -H: Locker Services
76) Bank Locker and items to be kept
77) How to rent a Bank Locker?
78) Operating Procedure of Bank Locker
Module -I: Remittance Services
79) Remittance Services and Its Operation Procedure
80) International Money Transfer Companies for Remittance Services